Tax brackets, transfer duties, lending standards and retirement contribution rules vary by market. Each calculator follows the relevant authority's current schedule.

7 markets

Income tax

Net take-home from gross. Brackets, levies and credits applied to each market's current tax year schedule. Includes tax-return estimation for Australia.

ATOIRASIRDRevenueSARSCRAHMRC

34 tools

Property & mortgage

Repayment, borrowing capacity, deposit, LVR, equity, offset and refinance. Plus transfer taxes — stamp duty, BSD/ABSD, SDLT, Land Transfer Tax and Property Tax.

MortgageStamp dutySDLTLTTLMILVROffsetHome equityHELOCRefinanceReverse mortgageBuy vs rent

8 tools

Personal & vehicle loans

Repayments, interest and total cost across car, personal, caravan and novated lease structures. Calculation conventions follow each market's standard.

Car loanPersonal loanCaravan loanNovated lease

11 tools

Retirement & tax-advantaged savings

Country-specific retirement and tax-advantaged accounts — Superannuation, KiwiSaver, CPF, RRSP, SIPP, ISA and UK/IE pensions. Contribution caps follow each authority.

SuperKiwiSaverCPFRRSPSIPPISAPensionSalary sacrifice

13 tools

Capital gains & specialised tax

CGT on property, equities and crypto. Plus jurisdiction-specific levies — Medicare and HECS/HELP (AU), Skills Development Levy (SG), National Insurance, Student Loan, Council Tax and Inheritance Tax (UK), Employment Insurance (CA).

CGTCryptoMedicare LevyHECS/HELPSDLNICStudent LoanCouncil TaxInheritance TaxEI

6 tools

GST & VAT

Add or remove sales tax at each market's current rate. AU 10%, SG 9%, NZ 15%, CA variable, UK 20%, IE 23%.

GSTVATHST/PST

14 tools

Compound interest & ROI

Project savings growth and calculate return on investment across all 7 markets. Model regular contributions, holding periods and currency-specific returns.

CompoundROIRegular depositsAll 7 markets

7 markets

Inflation

Compare purchasing power across years using each market's official CPI series. Useful for salary, savings and historical price context.

ABSSingStatStats NZCSOStats SAStatCanONS

6 markets

Cost of living

Adjust gross income for the city or region you live in. Useful when comparing roles, relocations or remote pay across markets.

City vs cityRent indexGroceries

6 markets

Finance calendar

Key fiscal dates per market — tax year start and end, BAS/GST lodgement, central bank meeting dates and superannuation cut-offs. Published per country.

Tax year datesLodgement deadlinesCentral bank meetings

How it works

Three steps to a sourced estimate.

Choose your market

Pick the country page for the figure you want to estimate. Each market uses its own tax authority and currency.

Open a calculator

Income tax, mortgage, stamp duty, retirement or one of the other available tools — each follows the local schedule.

Review the breakdown

Inputs stay in your browser. Results are itemised, sourced and ready to export.

Editorial standards & sources

Where the figures come from.

Money Snap calculators source rate data exclusively from official government and regulatory authorities. No advice. No product rankings.

Money Snap calculators are provided for educational and informational purposes only. Results are estimates based on the inputs provided and do not constitute financial, tax or legal advice. Tax rates, interest rates, contribution caps and regulations are subject to change. Refer to the relevant government authority and seek independent professional advice before making any financial decisions.

Authorities: ATO IRAS IRD Revenue SARS CRA HMRC RBA RBNZ Bank of Canada

Calculators built on each market's official figures.

Select the country you're calculating for.

Australia

Singapore

New Zealand

United Kingdom

Ireland

Canada

South Africa

More markets

Built on each authority's published figures.